Cookie Policy
1. What Are Cookies?
Cookies are small text files that a website stores on your device (computer, phone, or tablet) when you visit. They allow the site to remember your actions and preferences (such as login state) over time so you don't have to re-enter them every time.
2. Cookies We Use
Strictly Necessary (always on)
- Session / authentication (JWT): Stored as
cr_tokeninlocalStorageafter you sign in. Lets you stay logged in across pages. Removed when you log out. - Cookie consent state (
cr_cookie_consent): Remembers whether you accepted full or essential-only cookies, so we don't show the banner on every page. - CSRF / anti-forgery: Short-lived session tokens used to protect form submissions.
Functional
- Language preference: Locale you selected (e.g.,
en,es,ko) saved so you land in the right language on return visits. - Affiliate / referral attribution (
cr_ref): If you arrived via a creator's affiliate link, this cookie remembers the referring creator for 90 days so they get credit if you subscribe.
Analytics (only with your consent)
- Google Analytics 4 (GA4): Anonymized page-view and event data so we can understand which articles help and which pages confuse. Disabled if you choose "Essential only" on the cookie banner.
Third-Party (payment processor)
- Stripe: When you reach a checkout page, Stripe sets its own cookies (
__stripe_mid,__stripe_sid) for fraud detection. These are required for payments to work. See Stripe's cookie settings.
3. Your Choices
On your first visit, we show a banner with two choices: "Accept" (enables analytics) or "Essential only" (only the strictly-necessary and functional cookies above). You can change this at any time by clicking "Cookie preferences" in the footer.
You can also block or delete cookies in your browser settings. Note that blocking strictly-necessary cookies (session / auth) will prevent you from logging in.
4. Do Not Track
We honor the Do Not Track browser signal: if your browser sends a DNT header, analytics cookies are disabled by default even if you click "Accept".
5. GDPR / CCPA Rights
EU residents (GDPR) and California residents (CCPA) have additional rights including the right to know what data we hold and the right to deletion. See our Data Deletion page to exercise those rights.
6. Updates
We will update this page when our cookie use changes materially. The "last updated" date at the top reflects the most recent change.
7. Contact
Questions? support@restore.credit