A creator program built to pay you for years, not just once — recurring residual on every member you refer, across an 8-language audience. You teach. We pay. Your audience gets the tools to fix their own credit — without a "credit repair" middleman taking a cut.
$25 fast-start + 15% recurring for 12 months, or 20% of any annual plan upfront. The more you refer, the better your perks. No clawback after the 7-day refund window.
Per referral, up to 12 months: Solo $77 · Pro $113 · Family $167. Annual plans pay 20% of the prepay upfront. One commission window per referred member.
Most credit affiliates pay a one-time bounty and you're done. We pay a $25 fast-start plus 15% of every payment for a full year — so a member you refer once keeps paying you for 12 months. Refer steadily and you build a real residual book.
EN · ES · FR · PT · ZH · KO · IT · DE — fully native localized. If your audience is multilingual, your conversion just doubled.
FCRA-compliant dispute letters, real automation, no hand-wavy "boost your score" gimmicks. Promote something you'd send your sister to.
Money lands in your Stripe account on the 1st of every month. No invoice forms. No begging. No PayPal limbo.
Invite-only for the first 90 days. We approve creators in the personal-finance, immigrant-story, and first-gen-wealth lanes first. Reply time: 3–5 business days.
Already approved? Open your creator dashboard →
Once approved, you get instant access to:
Monthly. We process payouts on the 1st of each month for the prior month's earnings, after the 7-day refund hold passes. Minimum payout is $50; below that, your balance rolls over.
Recurring commissions only pay on charges that successfully clear, so if a member cancels, the recurring simply stops — no surprise debt. If a referral refunds within the 7-day window, we claw back that commission. The fast-start bonus pays only after their 2nd successful payment.
Yes. The site is fully native in 8 languages. Send your audience to /es/, /ko/, /pt/ etc. and we honor the same ref code across all locales.
Quality control. Credit is a sensitive niche — bad actors can torch the FTC compliance posture for everyone. After 90 days of vetted creators we'll open it broader with stricter fraud guards.