Credit Restore Blog https://restore.credit/pt/blog/ FCRA education, dispute guides, and credit-rebuild playbooks. en Thu, 23 Apr 2026 04:31:21 +0000 <![CDATA[Mixed Credit Files: How to Get Someone Else's Account Off Your Report — Credit Restore]]> https://restore.credit/pt/blog/mixed-credit-file-dispute https://restore.credit/pt/blog/mixed-credit-file-dispute Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[Method of Verification (MOV) Letter — Your Secret FCRA Weapon — Credit Restore]]> https://restore.credit/pt/blog/method-of-verification-fcra-letter https://restore.credit/pt/blog/method-of-verification-fcra-letter Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[Análise da Lexington Law 2026: Avaliação Honesta da Maior Marca de Reparação de Crédito — Credit Restore]]> https://restore.credit/pt/blog/lexington-law-review-2026 https://restore.credit/pt/blog/lexington-law-review-2026 Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[Identity Theft Block (FCRA §605B): Complete Guide with Templates — Credit Restore]]> https://restore.credit/pt/blog/identity-theft-block-fcra-605b https://restore.credit/pt/blog/identity-theft-block-fcra-605b Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[How to Remove a Late Payment from Your Credit Report — Credit Restore]]> https://restore.credit/pt/blog/how-to-remove-late-payment https://restore.credit/pt/blog/how-to-remove-late-payment Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[How to File a CFPB Complaint Against a Credit Bureau — Credit Restore]]> https://restore.credit/pt/blog/how-to-file-cfpb-complaint https://restore.credit/pt/blog/how-to-file-cfpb-complaint Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[How to Dispute a Charge-Off on Your Credit Report (Step-by-Step FCRA Guide) — Credit Restore]]> https://restore.credit/pt/blog/how-to-dispute-charge-off-step-by-step https://restore.credit/pt/blog/how-to-dispute-charge-off-step-by-step Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[Como contestar um lançamento como perda (charge-off) nos termos da FCRA — Credit Restore]]> https://restore.credit/pt/blog/how-to-dispute-charge-off-fcra https://restore.credit/pt/blog/how-to-dispute-charge-off-fcra Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[Hard Inquiries: How to Dispute Them Successfully — Credit Restore]]> https://restore.credit/pt/blog/hard-inquiries-dispute https://restore.credit/pt/blog/hard-inquiries-dispute Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[FCRA Section 611 Timeline: What Happens After You Dispute — Credit Restore]]> https://restore.credit/pt/blog/fcra-section-611-timeline https://restore.credit/pt/blog/fcra-section-611-timeline Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[Seção 611 da FCRA: Seus Direitos de Investigação Explicados — Credit Restore]]> https://restore.credit/pt/blog/fcra-section-611-investigation-rights https://restore.credit/pt/blog/fcra-section-611-investigation-rights Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[How to Dispute a Collection Account (Even If the Debt Is Real) — Credit Restore]]> https://restore.credit/pt/blog/dispute-collection-account-fcra https://restore.credit/pt/blog/dispute-collection-account-fcra Thu, 23 Apr 2026 04:31:18 +0000 <![CDATA[Carta 609 x Carta de Contestação Padrão: Qual é a diferença real? 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